ปี: 2026

SINGAPORE, May 22, 2026 - (ACN Newswire via SeaPRwire.com) - In Singapore's fast-paced economy, managing cash flow effectively is key to maintaining sound financial health. Whether you face an unexpected bill or plan a large purchase, choosing an optimal credit line may provide the flexible funding you need.Unlike a fixed loan, a credit line allows you to withdraw funds only when necessary and pay interest only on the amount you actually use. Before you apply, consider these essential factors to ensure you use this financial tool responsibly.Evaluate the interest rate and total costThe most critical factor for any credit line is the interest rate, as it determines the total repayment amount. Credit Cards in Singapore typically charge interest rates in the range of 25-28% per annum, making them less suitable for long-term use.In contrast, a dedicated credit line often provides more competitive rates for short-term borrowing. Always ensure to check the Effective Interest Rate (EIR), which reflects the overall cost of borrowing, including interest and applicable fees, and gives you a clearer picture of the actual liable cost.Understand your repayment capacityBefore using your credit line, you must have a clear understanding of your current financial standing. This requires reviewing your bank balance, existing debt, and monthly income to see how much you can comfortably repay.A common mistake is treating a credit line as open-ended debt. Instead, you should create a structured repayment plan that fits your actual take-home pay. Matching your payments to your income helps prevent interest from compounding and keep your finances balanced.Check for flexibility and speedOne of the main reasons to opt for a credit line is the access to funds during unforeseen circumstances. Many banks in Singapore may offer fast approval and digital fund transfers, allowing customers to respond to urgent needs in a timely manner, subject to the bank's credit assessment and eligibility criteria.You may also wish to look for a credit line that offers flexible withdrawal options, such as via an ATM card or internet banking. This can support access to funds for unexpected or essential expenses when required. Having this access may help reduce delays associated with the long application process when access to funds are needed.Calculate the total cost of borrowingBeyond the interest rate, you should look at the extra fees that come with a credit line. Some accounts charge an annual fee or a processing fee when you first open the account. These small costs can add up and increase the total amount you owe the bank.A smart way to save money is to find a credit line that offers a fee waiver for the first year or offers promotional interest rates. You should also check if there are any charges for late payments or exceeding your credit limit. Knowing these numbers early helps you avoid surprises and keeps your borrowing costs as low as possible.Consider promotional periods and balance transfersMany lenders offer promotional interest rates to new customers for a fixed period. If you already carry high-interest debt, you can use a credit line or Balance Transfer to consolidate those costs.This strategy may help you control your interest outflow while you focus on clearing the principal balance. However, you must ensure you can repay the full amount before the promotional period ends to avoid higher standard rates.Review your long-term financial goalsWhile a credit line offers a short-term solution, it should not derail your long-term savings goals. Once you settle your immediate financial needs, you should focus on rebuilding your emergency reserves.Allocating a small percentage of your income to a reserve fund reduces your potential reliance on credit. A resilient financial structure allows you to navigate future expenses more effectively and support financial planning over the long run.Final thoughtsChoosing the right credit line is a major step in taking control of your financial journey. By comparing interest rates, checking for fees, and planning your repayments, you can use credit as a helpful tool rather than a burden, when manage appropriately. A well-managed credit line may help to support cash flow management for anticipated or unplanned expenses.Disclaimer: This content is published by iQuanti Singapore Pte Ltd, an external marketer engaged and compensated by UOB Ltd.Contact Information:Name: Sonakshi MurzeEmail: Sonakshi.murze@iquanti.comJob Title: ManagerSOURCE: iQuanti Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

HONG KONG, May 22, 2026 - (ACN Newswire via SeaPRwire.com) - Recently, HR Asia, a leading authority in human resources media in Asia, officially announced its award results in 2026. Guotai Junan International Holdings Limited (“Guotai Junan International” or “GTJAI”, Stock Code: 1788.HK), a subsidiary of Guotai Haitong Group, has won two prestigious awards — “Best Companies to Work for in Asia” and “Tech Empowerment Award” — in recognition of its outstanding practices in workplace development, employee care, and digital enablement.HR Asia is a widely influential HR media brand in Asia. Through independent employee surveys and expert judging, it recognizes companies that demonstrate outstanding performance in employer branding, talent development, workplace culture, and technological innovation. The “Best Companies to Work for in Asia” award aims to honor companies that adhere to a people-oriented approach, build a high-quality workplace ecosystem, and foster the shared growth of employees and the organization. The “Tech Empowerment Award” recognizes companies that leverage innovative technologies to enhance employee productivity, engagement, and overall work efficiency, setting industry benchmarks in digital transformation and workplace empowerment. (The Human Resources team of GTJAI Accepted the Awards)GTJAI has always regarded talent as its core driving force. It continuously improves its systems for talent acquisition, development, incentives, and career progression, while building diversified career pathways and providing growth support that covers professional capabilities, management competencies, and an international perspective. At the same time, GTJAI places great emphasis on fostering an inclusive, equitable, and healthy workplace atmosphere, with a focus on employee experience and work-life balance, creating an open, collaborative, and positive team environment. In terms of technology empowerment, GTJAI drives the deep integration of financial technology with internal management, office collaboration, and business operations. By leveraging innovative technology solutions, it optimizes management processes, enhances collaboration efficiency, and improves employee work experience. Through digital tools, it boosts organizational efficiency and employee satisfaction, providing strong support for steady business development and global expansion.As a key international business platform under Guotai Haitong Group, GTJAI is headquartered in Hong Kong and serves global markets. It adheres to a compliant and prudent management philosophy, continuously building a competitive employer brand amid its business development while attracting and nurturing outstanding financial talent. The recognition of receiving two prestigious HR Asia 2026 awards affirms GTJAI’s efforts in employer brand building, talent management practices, and technology empowerment achievements, and will further enhance its brand image within Asia’s financial industry and human resources sector. GTJAI will take this award as an opportunity to fulfill corporate responsibilities, promote the shared growth of employees and the Company, enhance professional service capabilities and global market influence, leverage cross-border financial advantages, bring together top-tier talent, create long-term value for clients, provide a broad development platform for employees, and contribute to the development of Hong Kong as an international financial center.About GTJAIGuotai Junan International (Stock Code: 1788.HK), a subsidiary of Guotai Haitong Group, is the market leader and first mover for internationalization of Chinese Securities Company as well as the first Chinese securities broker listed on the Main Board of The Hong Kong Stock Exchange through initial public offering. Based in Hong Kong with subsidiaries in Singapore, Vietnam and Macau, GTJAI’s business covers major markets around the world, offering high-quality and diversified comprehensive financial services for clients' overseas asset allocation. Core business includes wealth management, institutional investor services, corporate finance services, investment management and other business. GTJAI has been assigned “Baa2” and “BBB+” long term issuer rating from Moody and Standard & Poor respectively, as well as an MSCI ESG “AAA” rating, Wind ESG “A” rating and SynTao Green Finance “A” rating in ESG. Additionally, its S&P Global ESG score leads 81% of its global peers. The controlling shareholder, Guotai Haitong Securities (Stock Code: 601211.SH/ 2611.HK), is the comprehensive financial provider with a long-term, sustainable and overall leading position in the China’s capital markets. For more information about GTJAI, please visit https://www.gtjai.com.  Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

HONG KONG, May 22, 2026 - (ACN Newswire via SeaPRwire.com) - Everest Medicines announced that its substantial shareholder, CBC Group, purchased 600,500 ordinary shares of the Company on the market from 20 May 2026 to 21 May 2026. The total consideration for the transaction was approximately HK$19.2 million, representing an average purchase price of approximately HK$31.91 per share.The purchase represents a further increase in CBC Group’s shareholding in the Company. Since December 2025, CBC Group and the Directors have cumulatively purchased more than 3.062 million shares of the Company on the market for a total consideration of more than HK$113.8 million in aggregate. Additionally, Mr. Wei Fu, a non-executive Director, the honorary chairman of the Board and a substantial shareholder of the company, increased his holdings of the Company's shares twice on 27 March and 14 May 2026. He purchased 860,000 shares and 660,000 shares respectively, with corresponding transaction amounts of approximately HK$32.7 million and HK$20.7 million. CBC Group and the Directors stated that, based on their firm confidence in the Company’s future prospects and long-term development, and subject to compliance with the applicable laws and regulations, they do not rule out the possibility of further increasing their shareholdings in the Company when appropriate.The increased shareholding comes as CBC Group recently announced a merger agreement with GHO Capital, a leading European healthcare-specialist investment firm. The transaction will be structured as a 50:50 merger of equals and is expected to close in early 2027. Following completion, the combined platform is expected to manage more than US$21 billion in assets, potentially becoming the world’s largest healthcare-focused investment management platform. The combined entity will span North America, Europe, and Asia-Pacific — regions that together account for approximately 90% of global healthcare R&D investment.According to analysts, the merger between CBC Group and GHO Capital is expected to further enhance resource synergy and global expansion capabilities for Everest Medicines. Everest Medicines achieved 142% year-over-year revenue growth in 2025, with core product NEFECON® generating RMB 1.443 billion in sales, representing over 300% year-over-year growth. Under the Company's previously announced 2030 Strategy, Everest Medicines aims to achieve revenue exceeding RMB 15 billion and expand its commercialized product portfolio to more than 20 products by 2030, accelerating its transformation into a global integrated biopharmaceutical company. With the further integration of global resource networks, the Company is expected to accelerate the internationalization of its innovative products and its global commercial footprint. Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

HONG KONG, May 21, 2026 - (ACN Newswire via SeaPRwire.com) - Natural Beauty Bio-Technology Limited ("Natural Beauty"), a renowned dual-listed beauty and skincare group in Asia, together with its subsidiaries (the "Group"; Hong Kong stock code: 00157), is pleased to announce a major milestone in Eastern Media Group’s AI strategy. The Group officially signed a strategic cooperation agreement with Baidu in Beijing on May 19. The two parties will focus on core applications such as AI beauty technology, holistic health, smart marketing, AI skin analysis, digital retail stores, and intelligent services to comprehensively advance the integration of AI across the beauty and broader consumer industry value chain. The signing ceremony was held at Baidu’s Beijing headquarters. where the agreement was signed by Mr. Cheng Chi-chung, Chief Executive Officer of the Group, General Manager of Smart Industry at Baidu Intelligent Cloud, signed the agreement on behalf of each party. Gary Wang, President of Eastern Media Group, and Yuan Foyu, Vice President of Baidu Group, attended and witnessed the event. From left, front row: Cheng Chi-chung, CEO of Natural Beauty; Li Chao, General Manager of Smart Industry at Baidu Intelligent Cloud; Back row: Gary Wang, President of Eastern Media Group; Yuan Foyu, Vice President of Baidu GroupThis collaboration is not only a partnership in AI technology but also represents an important milestone in Eastern Media Group’s ongoing AI transformation. In recent years, Eastern Media Group has continued to drive AI upgrades. Following collaborations with international technology platforms such as AWS and Microsoft, this new partnership with Baidu is set to further expand the Group’s overall presence in the fields of AI, big data, and intelligent services.The Group stated that AI has gradually evolved from a technological tool into a critical engine for corporate upgrading and industrial restructuring. In particular, the beauty industry is rapidly shifting from a traditional product-oriented model to one driven by data and intelligent services, with AI set to become a core competitive advantage in the next phase of industry development. Gary Wang, President of Eastern Media GroupBaidu’s decision to enter into a long-term, in-depth partnership with the Group goes beyond mere technology licensing; it is a strategic move built on Eastern Media Group’s comprehensive industrial ecosystem. Eastern Media Group’s businesses span media, e-commerce, retail, biotech manufacturing, and other diverse sectors, boasting a large member base, a content ecosystem, and a range of consumption scenarios. Meanwhile, Natural Beauty, with 55 years of experience in the Asian beauty industry, operates a fully integrated system covering R&D, production, distribution channels and physical stores.Compared with individual beauty brands, Eastern Media Group possesses more comprehensive data scenarios and stronger industrial transformation capabilities, enabling AI to be applied not only on the consumer side but also across media, retail, manufacturing, and supply chain systems, thereby achieving true industry-wide implementation. The market also views this collaboration as a sign that Baidu is accelerating the large-scale deployment of AI technologies in traditional consumer industries.Under the cooperation agreement, the Group and companies within the Baidu ecosystem will establish a long-term, deeply integrated cooperation framework. The parties will also jointly build an AI Innovation Center and extend AI applications to more industrial sectors in the future.In recent years, the Group has continued to advance its core strategy of “AI Beauty Technology, Holistic Health,” proactively integrating large AI models and data analytics technologies across its entire business value chain. This spans consumer demand insights, product R&D, membership management, store operations, smart marketing, and after-sales services, thereby gradually establishing a data-driven decision-making operating system.Cheng Chi-Chung, Chief Executive Officer of the Group, stated: “The value of AI extends far beyond efficiency gains - it fundamentally redefines how businesses interact with consumers. Natural Beauty is evolving from a traditional beauty brand into a next-generation industrial platform with AI data capabilities, intelligent service capabilities and global operational capacity. With Baidu’s technological support, the Group will transform into an ‘AI data + service’ enterprise.”Yuan Foyu, Vice President of Baidu, commented that stated that Baidu will continue to leverage its capabilities in large AI models, intelligent cloud and data technologies, and work hand in hand with Eastern Media Group to drive the development of smart marketing, intelligent services and data platforms, accelerating the implementation of AI in Eastern Media Group’s real-world industrial scenarios. Yuan Foyu, Vice President of Baidu GroupMoving forward, the two parties will prioritize the development of multiple applications, including AI-powered smart skin analysis, personalized skincare solution generation, AR virtual try-on, AI smart customer service, digital human live streaming, smart stores, intelligent manufacturing and supply chain traceability. They will also jointly build Asia’s most authoritative skin health big database, further enhancing capabilities in product R&D, precision marketing and intelligent services.Gary Wang, President of the Eastern Media Group, expressed his vision: “Looking ahead, we will continue to deepen our smart technology deployment. By collaborating with world-leading AI enterprises, we will accelerate the digital transformation of our media, retail, beauty and holistic health businesses, building a next-generation industrial platform with AI data capabilities, intelligent service expertise and industrial integration capabilities.”About Natural Beauty Bio-Technology Limited (Hong Kong stock code:00157)A China’s leading listed beauty and skincare brand established in 1972, has championed its core philosophy of "Natural Beauty Is True Beauty" for 55 years. Driven by its "AI Technology, Beauty Industry, Holistic Health" integrated strategy, the brand operates a global network of over 2,093 outlets. As a Chinese-origin transnational biotech pioneer, Natural Beauty continues to propel innovation in the cosmetics and skincare sector.Media enquiriesStrategic Financial Relations LimitedMandy GoTel: +852 2864 4812Email: mandy.go@sprg.com.hk Maggie ZhangTel: +852 2114 4903Email: maggie.zhang@sprg.com.hk Website:http://www.sprg.com.hk   Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

SAN DIEGO, May 21, 2026 - (ACN Newswire via SeaPRwire.com) - General Atomics Aeronautical Systems, Inc. (GA-ASI) flew its MQ-9B Remotely Piloted Aircraft for the first time with Airborne Early Warning (AEW) pods. The much-anticipated AEW capability is being provided through a partnership with Saab. Once the AEW sensor, named LoyalEye, is made available to MQ-9B operators and new customers, it will deliver persistent and cost-effective air surveillance capabilities in regions where it is currently unavailable.GA-ASI conducted a validation flight of MQ-9B using AEW radar pods on May 19 from GA-ASI's Desert Horizon flight operations facility in Southern California using a company-owned aircraft. The flight signaled the first step in a development process that is expected to take several months and culminate with a full-capability demonstration later this year.GA-ASI and Saab announced their partnership last year with the intention of bringing AEW capability to the MQ-9B platform.MQ-9B models include the SkyGuardian® and SeaGuardian®, the United Kingdom's MQ-9B variant known as Protector, and the new MQ-9B STOL (Short Takeoff and Landing) configuration currently in development for naval aircraft carriers."AEW for MQ-9B will offer critical aloft sensing to defend against tactical air munitions, guided missiles, drones, fighter and bomber aircraft, and other threats. Operational availability for a medium-altitude, long-endurance UAS is the highest of any military aircraft, and as an unmanned platform, its aircrews are not put into harm's way," said GA-ASI President David R. Alexander."This partnership integrates MQ-9B with LoyalEye, equipping operators with vital information for critical decision-making. LoyalEye extends the capabilities of manned systems, and it offers persistent surveillance and greater operational flexibility. This enhances situational awareness and boosts mission success," said Carl-Johan Bergholm, Senior Vice President and Head of Business Area Surveillance at Saab.GA-ASI and Saab's AEW offering will span a wide range of applications, including early detection and warning, long-range detection and tracking, and simultaneous target tracking and flexible system integration - all over line-of-sight and SATCOM connectivity.About GA-ASIGeneral Atomics Aeronautical Systems, Inc., is the world's foremost builder of Unmanned Aircraft Systems (UAS). Logging more than 9 million flight hours, the Predator® line of UAS has flown for over 30 years and includes MQ-9A Reaper®, MQ-1C Gray Eagle®, MQ-20 Avenger®, and MQ-9B SkyGuardian®/SeaGuardian®. The company is dedicated to providing long-endurance, multi-mission solutions that deliver persistent situational awareness and rapid strike.For more information, visit www.ga-asi.com.Avenger, EagleEye, Gray Eagle, Lynx, Predator, Reaper, SeaGuardian, and SkyGuardian are trademarks of General Atomics Aeronautical Systems, Inc., registered in the United States and/or other countries.GA-ASI Media RelationsGeneral Atomics Aeronautical Systems, Inc.ASI-MediaRelations@ga-asi.com(858) 524-8101SOURCE: General Atomics Aeronautical Systems, Inc. Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com